Discovery Bank Purple Card
The Purple card is Discovery Bank's most exclusive tier. With the highest rewards rates, unlimited lounge access, dedicated concierge, and premium lifestyle benefits, it is designed for South Africa's top earners.
Discovery Bank
Purple
The pinnacle of Discovery banking
Can be reduced to R0 with Diamond Vitality Money status
Over R2.5 million per year
- All Black benefits at the highest level
- Unlimited domestic and international lounge access
- Dedicated concierge team
- Comprehensive device insurance
- Maximum dynamic interest rates
Purple card at a glance
Monthly Fee
R495
Can be reduced to R0 with Diamond Vitality Money status
Income Requirement
Over R2.5 million per year
Savings Rate
Up to 7.35% on demand savings
At Diamond Vitality Money status
Everyday Rate
Up to 4% on everyday balances
On transaction account balance
Fuel Cashback
Up to 20%
At HealthyFuel partner stations
Grocery Cashback
Up to 20%
At HealthyFood partner stores
Premium perks
Lounge Access
Unlimited domestic and international lounges
Concierge Service
Dedicated concierge team
Device Insurance
Comprehensive phone and laptop cover
Full list of Purple card benefits
- All Black benefits at the highest level
- Unlimited domestic and international lounge access
- Dedicated concierge team
- Comprehensive device insurance
- Maximum dynamic interest rates
- Up to 75% monthly fee discount at Diamond status
- Exclusive lifestyle and travel benefits
- Highest transaction and card limits
Earn up to 5,000 Discovery Miles
Use this referral code when opening your account. You get up to 5,000 Discovery Miles for a Full Banking Suite, or 2,500 for a Credit Card Account.
DNJ001You must make a transaction using your virtual card or digital wallet within 30 days of opening your account to qualify. We also earn Discovery Miles from this referral. This does not affect our recommendations.
Purple card fee schedule
All fees shown are before Vitality Money discounts. At Diamond status, monthly account fees can be reduced by up to 75%.
Monthly Account Fees
| Fee | Purple Amount |
|---|---|
| Full Banking SuiteIncludes transaction account, credit card, and Vitality Money. Up to 75% discount at Diamond status. | R495 |
| Transaction Account (bundled)Transaction account only with bundled transactions included. | R350 |
| Credit Card Account | R145 |
Transaction Fees
| Fee | Purple Amount |
|---|---|
| Card swipe / tapFree if on a bundled account with included transactions. | R1.30 |
| Online / app transfer | R4.50 |
| Debit order | R4.00 |
| PayShap payment0.4% of amounts above R1,500. | Up to R12 |
ATM Fees
| Fee | Purple Amount |
|---|---|
| Own ATM withdrawal | R8.50 |
| Other bank ATM withdrawal | R10.00 |
| Balance enquiry (own ATM) | R0.00 |
International Fees
| Fee | Purple Amount |
|---|---|
| International card transactionPercentage of the transaction amount in foreign currency. | 3.5% |
| International ATM withdrawal | R65 |
Who is the Purple card for?
The Purple card is designed for South Africa's top earners, those making over R2.5 million per year, who demand the absolute best from their banking and want the highest possible rewards across every category.
The Purple card is a good fit if:
- You want the maximum savings rate (up to 7.35%) available at Discovery Bank
- You want up to 20% cashback on fuel and groceries, the highest in the range
- You travel extensively and want unlimited worldwide lounge access
- You expect a dedicated concierge team, not a shared service
- You need the highest transaction and card limits for high-value purchases and transfers
Not sure the Purple card is right for you?
Compare all Discovery Bank cards side by sideReady to get the Purple card?
Use referral code DNJ001 when you open your Discovery Bank Purple account. Earn up to 5,000 Discovery Miles.
We earn Discovery Miles when you sign up with our code. This does not affect our recommendations.
Discovery Bank Purple Card FAQ
Written by the BankDiscovery Team
We are a team of South African finance enthusiasts who believe banking decisions should be based on facts, not marketing. We research, compare, and explain so you can choose with confidence.
Learn more about usbankdiscovery.co.za is an independent resource and is not affiliated with, endorsed by, or connected to Discovery Limited or Discovery Bank. We earn Discovery Miles when you open an account using our referral code. This does not affect our recommendations.
Open your Discovery Bank Purple account
Join thousands of South Africans earning rewards on everyday spending. Use code DNJ001 for up to 5,000 Discovery Miles.
We earn Discovery Miles when you sign up with our code. This does not affect our recommendations.